Steps for buying a home:

1. Get pre-approved
With a pre-approval, you have a head start on the process, and the seller will know you are a serious and able buyer. 

2. Start searching for a home
If you are not working with a realtor, we can refer you to one that specializes in your area. You will be matched with all the listings that fit your needs. The best part? It’s completely free.

3. Sign a purchase agreement
Once you’ve found your home, you’ll sign a purchase agreement. With your pre-approval, you already have a head start on the process!

4. Close on your mortgage
This is where FEMBi clients reap the rewards. You’ll close quickly, which means you’ll be in your new home soon.

5. Move in!
There’s nothing like the feeling of moving into a new home.  You may come up with new questions after settling in. Our experts will answer your questions for the life of your loan.